PRIVATE HEALTH INSURANCE
Your home deserves the best.
We offer a policy tailored to the needs of high net worth clients, which includes bespoke covers and services. This premium policy offers you many benefits not available from a standard home policy :
A true All Risks policy in which anything not specifically excluded is covered.
For example, in addition to standard covers (Water damage, Fire, Theft, Vandalism, etc.), this policy provides cover for events not normally included in standard policies : natural disasters (even where the event has not been declared as such by the government, accidental damage, animal damage, etc.)
All your household contents are covered, with specific agreed amounts of cover for jewelry and art.
The specific features of your home (gardens, wine cellar, outbuildings, personal items when travelling etc.) are also covered.
- Like-for-like replacement : All repairs and replacements made will restore your property to its original state, especially for particular features such as mouldings, murals, personal libraries, etc.
- Personalised claims management : In the event of claim, your case will be supervised by a specialist Art and Private Clients Manager supported by a France-wide network of experts and restorers.
- New value reimbursement : No depreciation for wear and tear is applied either to contents or buildings.
- Peace of mind when travelling : Unoccupied properties are no longer a problem, because Theft cover is maintained throughout the year even for second homes, and regardless of how long you are away from home.
- Free risk assessment visit : When you decide to take out this policy, an expert will visit your home to value your property to ensure that you receive no nasty surprises if you have to make a claim.